Modern Insurance for Your Classic Car

It takes more than age to your car a classic. A collector car is much more than transportation, it is an investment that is likely to appreciate for years to come.

Not all classic or antique cars are used the same, so AIA Insurance Advisors will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs. Here are some features you should look for when shopping for classic car insurance:

  • Agreed Value: This means the insurance company will pay you the previously agreed amount in the event of a covered total loss, less your deductible. Agreed Value coverage is much better than “actual cash value” or “stated value” that you may get with some companies.

  • Low Rates: You should not pay for higher premiums as if your classic car was a regular driver; be sure you are getting the discounts you deserve for your class car.

  • Coverage Options: Not all collector cars are the same, AIA Insurance Advisors can work with you to determine the right amount of coverage to meet your specific needs.

  • Generous Mileage: Your classic car is your pride and joy. With the proper insurance coverage you should feel free to drive is without concern.  While some insurance companies do have a mileage limit many do not, be sure you are aware of and mileage stipulations on your collector car insurance policy; keep in mind most classic cars need to be driven less than 5,000 miles a year to maintain their value.

  • Roadside Assistance: Whether you’re down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility.

Do you need the insurance for your prize Mustang, Camaro, Charger, Corvette, Thunderbird, or other collector car? Talk with AIA Insurance Advisors today to identify the best combination of coverage, value, and price for you. We can help make sure your insurance continually meets your needs. Give us a call today at 501.436.6840.